To open a checking account at Woodforest Bank, you need to deposit $25.00. Before you open a checking account at Woodforest Bank you may wish to know about their overdraft policy and balance withdrawal limits.
Regardless of account type, when items are presented for payment in excess of the balance in your account, an insufficient or overdraft item charge of $34.00 will be assessed on each such item presented whether the item is paid or returned. This includes, but is not limited to, debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account, which may incur an overdraft item charge of $34.00 if the transaction is paid.
The payment of overdraft items and transactions is at the bank’s discretion and more than one insufficient or overdraft item charge may be assessed in a single day. For complete details regarding their products, services, and fees, including important details regarding their overdraft fees and options, please stop by one of their convenient branch locations and speak with a retail banker.
Regardless of account type, when items are presented for payment in excess of the balance in your account, an insufficient or overdraft item charge of $34.00 will be assessed on each such item presented whether the item is paid or returned. This includes, but is not limited to, debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account, which may incur an overdraft item charge of $34.00 if the transaction is paid.
The payment of overdraft items and transactions is at the bank’s discretion and more than one insufficient or overdraft item charge may be assessed in a single day. For complete details regarding their products, services, and fees, including important details regarding their overdraft fees and options, please stop by one of their convenient branch locations and speak with a retail banker.
