Pippa Corbett answered
It doesn't say if you have a job or not and whether or not you have a bank account and these two factors are fairly important.
Even with a job and a bank account actually getting a loan from you bank itself may not be an easy, if not impossible task.
Bad credit and desperate for a loan? Here's what to do:
There are plenty of companies out there willing to loan money to people with bad credit
If you are working the only option that may be left open to you is to go online and look for a Payday Loan. However, you will have to repay it when you got your next pay check - so you might find yourself in an even worse situation next month!
If you are not working, this may pose a problem. Many loan companies require that you have a regular income before they issue any funds into your account.
Here's a couple of useful tips to bear in mind:
Things to remember when looking for a bad credit loan deal:
1. It is important that you are fully aware and realistic about the amount that you wish to borrow.
2. Make an inventory of everything you have coming in and going out. By doing so you will have an idea of what you can afford to pay back as far as repaying the loan is concerned.
3. Go on the internet and do an online search for Bad Credit Loans which will bring up a list of lenders that may be able to help you.
4. Make sure that you check the interest rate attached to the loan, monthly repayments, is the loan secured or unsecured, etc before committing yourself to anything.
5. After looking carefully at all the lenders and loan options available choose the best one that fits your needs and circumstances.
6. Once you decide which lender you are going to go with contact the Better Business Bureau as they will be able to tell you whether any complaints have been received against your prospective lender. If there are then you need to choose another one.
7. When you are happy with the lender you have chosen and their repayment terms and interest rate fill in their online application form.
8. Make sure that you have read and fully understood the lenders terms and conditions before committing yourself to applying for anything.
Even with a job and a bank account actually getting a loan from you bank itself may not be an easy, if not impossible task.
Bad credit and desperate for a loan? Here's what to do:
There are plenty of companies out there willing to loan money to people with bad credit
If you are working the only option that may be left open to you is to go online and look for a Payday Loan. However, you will have to repay it when you got your next pay check - so you might find yourself in an even worse situation next month!
If you are not working, this may pose a problem. Many loan companies require that you have a regular income before they issue any funds into your account.
Here's a couple of useful tips to bear in mind:
Things to remember when looking for a bad credit loan deal:
1. It is important that you are fully aware and realistic about the amount that you wish to borrow.
2. Make an inventory of everything you have coming in and going out. By doing so you will have an idea of what you can afford to pay back as far as repaying the loan is concerned.
3. Go on the internet and do an online search for Bad Credit Loans which will bring up a list of lenders that may be able to help you.
4. Make sure that you check the interest rate attached to the loan, monthly repayments, is the loan secured or unsecured, etc before committing yourself to anything.
5. After looking carefully at all the lenders and loan options available choose the best one that fits your needs and circumstances.
6. Once you decide which lender you are going to go with contact the Better Business Bureau as they will be able to tell you whether any complaints have been received against your prospective lender. If there are then you need to choose another one.
7. When you are happy with the lender you have chosen and their repayment terms and interest rate fill in their online application form.
8. Make sure that you have read and fully understood the lenders terms and conditions before committing yourself to applying for anything.
