One way of getting a $3,500 loan regardless of your credit rating is a payday loan, sometimes referred to as a cash advance. A downfall to these loans is that they are short term, usually 30 days, though occasionally longer, and if you do have them longer than this time, the interest rate is extortionate.
The advantage of them is that there is absolutely no credit checking done for you to receive this loan, you just need to be working and have a checking account that is in good order. If you have these, you will qualify.
Because there are no credit checks, there will be no record on your credit history of this loan so you will not be able to start rebuilding your credit rating.
The amount that you will be able to borrow is completely dependent upon your ability to pay it back. If you are married, you will be able to combine your income and that of your spouse to determine the total. Different no-credit check loan companies will allow you to borrow up to a particular percentage of your income, so it pays to shop around to make sure that you get the best deal.
Obviously, you must make sure, when you are making your calculations that you don’t over extend yourself so that you can meet your other monthly commitments.
You can find many companies that offer this service online, and you may find that their interest rates are a little lower due to the stiff competition, and that they may give you a little longer to repay.
Typically, you will be expected to present the company with a post dated check with the outstanding sum, and any fees and interest included. This will usually be for the date that you get paid.
I saw your advert I want to know that I can help you with the loan amount okay.. Before we
proceed,I will like to Introduce my self to you shortly,my name's are
Mrs OLIVER MASON,I am the Managing Director (MD) of OLIVER MASON LOAN FIRM,I
give out Loan at a low interest rate of 3%,I give out Personal
Loans,Business Expansion Loans, Business Start-up Loans ,Education
Loans, Debt Consolidation Loans,Venture Capital,Hard Money Loans,even
to those with Bad Credit, ETC,We offer Loan Ranging from a Minimum
Amount of One Thousand Dollars ($1,000.00USD) and to a Maximum Rang
of Ten Million Dollars ($10,000,000.00USD)..So I want you to state how
much you intend to get as a Loan and your Suitable duration for this
Loan so that we can send you the Loan Terms Re-payment Schedule to
FILL THE BORROWER'S INFORMATION
Loan Amount Needed:______
Cell phone Number:______
Have a nice day and God Bless you.
Mrs OLIVER MASON
Whore yourself out to fat chicks
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I wish you good luck.
Unfortunately, this is going to very difficult with poor credit. The only option for you is to find something to collateralize the loan...i.e a vehicle, your home. Sorry for the bad news, but I always tell the truth: Good or bad.
Best of Luck,