Where Can I Cash My Federal Return Check?


3 Answers

James Kent Profile
James Kent answered
The most common way to receive federal returns is electronically straight into a checking account. This method is straight forward and, unlike many other methods, it is also free. However, if for some reason this is not possible there are many places that you can cash these checks although many will charge a small fee.

If you have a bank account, it is probably best to take your check in and cash it there, most banks will offer this service for free and so you won't have to worry about being charged extra check-cashing fees. In addition, you can deposit the whole check into your checking account if you want to be disciplined in saving the money.

Many large retailers and grocery stores now offer this service and this is becoming an increasingly popular way of cashing these checks. Different stores have different rules and regulations around this service they offer and many will charge you a fee. Stores use this service as another method of getting customers into their shop in the hope they will spend money on other products the store has to offer.

In addition to this, some employers have credit unions (or you can be a member of one privately). If so, like banks, credit unions will cash federal tax returns without charging a check-cashing fee.

Wherever you choose in the end, make sure they are a legitimate business, consider your options carefully and don’t be taken in by offers that seem too good to be true.
Robyn Rothman Profile
Robyn Rothman answered
A check for your federal tax return is no different than any other check. The same rules and regulations apply as for any other check, although some banks will cash them because the guarantee of the federal government is behind them.
Anonymous Profile
Anonymous answered
I don't have any checking account and I will like to to where can I cash my federal tax return check?

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