F you have retired, you may be able to claim through the Retiree-At-Cost Hearing Aid Program (RACHAP), but only at participating facilities. Unfortunately, this cover does not include the family members of the person who has retired.
To be eligible for RACHAP, you need to have retired from active duty or from Guard and Reserve units and have a hearing loss or tinnitus. Under certain conditions, you will also be eligible if you are a retired Commissioned Officer of the U.S. Public Health Service.
Even if you are eligible, Tricare Insurance will not cover the entire cost of your hearing aids, just give you some savings, which are dependent on exactly what your needs are. Before you decide whether or not to take advantage of these savings, you must first consider other factors. One of these is that not all audiology clinics participate in the scheme so you may find that the nearest one to you is hundreds of miles away. The cost of your travel is not covered so you must offset this expense against what you might save.
Even if you think this cost is still worth it, think about the chances that you may need to make return visits, for example if your hearing loss gets worse so your hearing aids need to be re-programmed, or if they need to be repaired.
Tricare also make a point of telling you that a participating facility may decide to participate no longer; if that were to happen to the place that you used, you would have to travel even further.