I Need An Instant Loan But I Don't Have A Bank Account. Please Help Me Now?


16 Answers

lakeesha Hennessy Williams Profile
My advice would be to visit a high-street lender.

Although they often require people to have bank accounts (because they need to ensure customers are able to repay their loans), these kind of financial services are usually the fastest.

They may even offer cash loans over the counter!

Getting an instant loan with no bank account

Without a bank account, you may struggle to get an instant loan. Even if a loan gets approved right away, the money you need might not be accessible immediately as funds are usually transferred from a bank account.

There are two hurdles you'll need to overcome when looking for an instant loan:

  • Because there is no account for your loan to be transferred directly into, the lender will need to find another way of getting the cash to you.
  • People that borrow money also need to prove that they can pay it back.
Most lenders require evidence of your income and that you are receiving it regularly (so they know that you are able to repay the loan back when you are supposed to).

Bear in mind that the loan is likely to come with a high interest rate, so you will pay back more money than you originally borrowed.

I don't have a bank account but I need a loan! What should I do?
Here's a few things to bear in mind when searching for a loan:

1. Go online and do a search for lenders online that offer Payday Loans Without Direct Debit Deposit.

2. You must be at least 18 years of age or above to apply for a loan.

3. Fill in the online application form. Details of your name, address, date of birth and employment details. These forms are usually straightforward and easy to fill in and can be completed in a matter of minutes.

4. Your employment details will be of importance to the lender as they will want to see proof that you are capable of repaying the loan back to them when you say you will.

5. It is important that you keep a record of when your repayment is due so that you can pay it back on time and avoid late payment fees.

6. It is important that you understand that this is a short-term loan only and not a long-term one.

7. It is important that you make sure that you have sufficient funds available for when your repayment is due to avoid getting any late fee payments.

8. These loans are good if you need cash fairly quickly, but they are not instant.

9. It will take a few days for you to receive your check. You can then take it to a bank to be cashed.
Anonymous Profile
Anonymous answered
I need a fast loan but I don't have a bank account? I have a full time job and I need to pay bills that are about to be shut off and need food in my house.

My husband has been in the hospital with health problems, still running test. I'm at my wits on how I'm going to make it right now!
Anonymous Profile
Anonymous answered
I have a prepaid card loan. Maybe you should try that?
Anonymous Profile
Anonymous answered
I need a loan, but I don't have a bank account. So far, I haven't found any lenders that don't require you to have a bank account!
Anonymous Profile
Anonymous answered
I need an instant loan, but I don't have a bank account and I need it to pay my bills. I have 3 kids and it's very hard to keep up! There doesn't seem to be any help out there...
Anonymous Profile
Anonymous answered
I need an instant loan but I don't have a bank account. I fell behind on some bills because I was out of work for a month to take care of my handicapped husband, and now we are behind on some bills.

I have returned back to work and I do have a full time job. My husband gets his disability check every 3rd Wednesday - but I need help till then.
Anonymous Profile
Anonymous answered
I am a single twenty year old hard working female and I need a loan. I don't have a bank account. I can't even find any info on government aid and grants!
Anonymous Profile
Anonymous answered
I need a fast loan and I don't have a bank account but have income. I need food and to pay a bill!
Anonymous Profile
Anonymous answered
I need a loan I don't have any kind of bank account I'm on benefits but get 1000 a month
Kashinath Ghadage Profile
To apply for an instant loan, having a bank account is the most important thing! You need to open a bank account.

Once you open your bank account, just visit the following site for more information:

Immediate Cash Loan
Tauseef Sheikh Profile
Tauseef Sheikh answered
You did not mention your country of residence but I have searched many sites that help you in getting instant loans.
Anonymous Profile
Anonymous answered
I need a personal loan, but I don't have a banking account in my own name! I do have a permanent job but I am using my boyfriends banking account.
Anonymous Profile
Anonymous answered
I'm a full time student with a $3,800 grant every 90 days. All I'm asking for is a $500 loan for a 90 day period.
Tom Hastings Profile
Tom Hastings , get a loan now, answered

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Frankik Richard Profile
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Chips Ters Profile
Chips Ters answered

Hello, online lending is growing rapidly. To get a quick loan online, you don't even need to leave your home - all you need is internet access and a bank card of any type. Loan processing takes from 15 minutes to half an hour, and the money is credited to the card immediately after a positive decision. I recommend that you look at Credit9 lending reviews, about a company that provides lending services on favorable terms.

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