You can't. You have to clear your history first. That will take 2 - 3 years if you are going to be committed. Bad credit is easy to get it to become good credit. You have to start paying on time and have an active credit account for 2 years at least. All your bills should be paid on time, no late no absences. Do that for straight 2 - 3 years. You should not change job in the 2-3 years period. Bank account - checking and savings account should have money in it say checking 10,000 and savings should be loaded. Those are just the basic. Do not believe those people who says that they will fix it for you, because it will cause you a lot of money and still it's not fix. Believe me...I'm an officer.
