Netspend is an American company that provides card based, prepaid financial products to people throughout the United States. They are licensed in every state. Netspend has merged with another similar company called CheckCity. CheckCity is a check cashing and payday loan provider for Americans, mainly in the mid-Atlantic and Mountain west. They have more than 70 locations between Virginia, Colorado, Utah, Maryland, and Nevada.
To get a payday loan, it may be a good start to contact CheckCity online at CheckCity.com and fill out the form or contact them toll free at (800) 404-0254 as they are affiliated with Netspend. Once you are approved for a payday loan, the money is deposited electronically directly into your account.
In most instances, the amount of the loan is due in full either on your next payday, or shortly thereafter. That money is withdrawn directly from your bank account. If you are not able to pay the entire loan in full on your next payday, it is possible to do a renewal option. This option varies from state to state so it will be necessary to inquire directly with the CheckCity payday loan you use. It is also an option to pay the loan back with a debit or credit card. To do this, you will need to phone CheckCity the day before the loan is due.