I want to know the same thing. I filed my taxes in January and planned a family vacation around when I would get my money. I always get my refund within 2 weeks. Well, the IRS decided they would do an extra "review" of my return this year. Although they finished the review last week, they said it wil take another 2-4 weeks before I get my money. My window of time for this much needed family vacation is only another week. Does anyone know of any loans (other than the RAL and RAC) that I may apply for that will just deduct from my refund when I get it?