Net First Platinum (the company apparently based in Pennsylvania, Indiana) is described by its site and advertisements as a card with a credit limit of $500, which is approved to you as soon as you get a card; anyone can apply with most receiving a card; and it has no interest rate at all. There is a monthly fee of $24.95 and a $5 processing fee. However, people who apply are told to also send an activation fee, and, when they do so, given a date upon which they will receive their card. Some claim to get their new card, others not - but regardless of this, those who have given their details to the company find money has been taken out of their accounts without their authorisation, which obviously causes a host of problems such as the obvious loss of money, possibly having to close an account and open a new one - all of this causing huge amounts of unnecessary stress and upset. Not only this, but the card itself, if you do receive it, can only be used on a specific website - it is a merchant card and won't be accepted anywhere else. The advice from all over the place is to stay away from Net First Platinum at all costs, and only get a card you know is safe. You don't want to be anyone's victim!
