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How Can I Clear My CCJ's?

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Anonymous Profile
Anonymous answered
I  need a loan to pay off a dept I have but because of a ccj am finding this very hard what can I do
Akshay Kalbag Profile
Akshay Kalbag answered
A person can have his or her CCJ's cleared by notifying the concerned credit reference agency through a letter that he or she has satisfied all the terms and conditions of the CCJ. A CCJ can be removed only when the payments are no longer outstanding. To clear a CCJ, you need to produce the original summons, the name of the plaintiff, the name of the court and the number of the case.

Another instance in which a CCJ can be removed is when the CCJ has been rescinded on appeal. A person must provide correct details and factual information in his or her letter, as these will remain on his or her specific credit record for a period of six years, along with any other information he or she provides about his or her credit activities.

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