How Do I Find Out If A Business Is Insured & Bonded?

In case you want to entrust in the service of a particular business, then you need to find out if it is insured and amp bonded. There are several ways in which you can attain this information. As much as determining this is a hard nut to crack, there are some techniques that you can apply to find out. This is however based on your state or your location. Here are some ways in which you can find out if a business is insured and amp bonded;

Call them- the best way to certify this is to call the business in question. Every business has a number that you can call. Some of the phone numbers are toll free. Call them and ask if it has been insured and amp bonded or not.

Ask them- when you want to find out if the company has been insured and amp bonded is to visit it. When at this company, carry out investigations to determine this. You can ask employees and finally ask the management to produce a certificate to prove that the business has been insured.

You can also check with the insurance companies so as to find out if the company has been insured with them or not. This might prove to be hassle hence some investigative skills are essential.  You need to know that the business will give out information on its insurance policy if it feels like doing so. This is because the information that you need is not guaranteed to the public.

Conclusion; the process of finding out if a business has been insured or not is quite challenging. This might take you some time before you ascertain this. In this case, you need to carry out some investigations that will help you determine this. You can try asking the company management though it will give the information if it so wishes.

There is not a way to find out who a company is insured with unless they tell you. This information is not public record. You should ask the company directly who they are insured with or let them know that you want them to report the incident to their insurance company. As far as bonds are concerned, you should be able to get this information with a little investigation. Different bonds are handled and regulated by different agencies. For example, tax bonds are usually held by the state comptroller, utility bonds are held by the company's utility provider. If this matter is just in reference to a personal injury, they probably won't have a specific bond for that. Businesses usually just purchase a general liability policy to cover that risk.

I believe that a reputable window service man took $500.00 off of our counter.  When we called, they said of, he's been with us for over 5 years.  We did not accuse him, however, we just walked in the door from a trip from MI for our brother-in-laws funeral, and put the money on the counter.  The repair man said that he needed to get something from his truck, and I did not follow him through the house.  When he left, the money was gone.  I have e-mailed them to ask if they are bonded and who the bonding agent is, but to no avail.  Am I screwed because I have no proof?  There was nobody else in our house.