Why do some people buy things online with an ATM card when they are so easily hacked? If you use a credit card, at least you can dispute any charges and not lose any money. Bank cards and info can't be refunded.

Question

Why do some people buy things online with an ATM card when they are so easily hacked? If you use a credit card, at least you can dispute any charges and not lose any money. Bank cards and info can't be refunded.

4 Answers

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Answer 1

the bank im with released a new debit card to everyone (back in 2012) that also acts like a credit card. Visa debit card.

i've bought things online in the past with no problem (i had to buy my chromebook online because the model i wanted isn't available in Canada)

Answer 2

Danae Hitch answered

I buy on eBay quite frequently and never had an issue. My debit card is tied to my PayPal account - so far I haven't had any problems. However, you probably jinxed my luck, Mr. C! Thanks alot!!!

Answer 3

I took out a second credit card with a $500 limit and use that for my on-line purchases. If I get ripped off (and it has only happened once) that keeps any losses within my reach.

But I try to use PayPal whenever possible.

Answer 4

A secure loadable visa card is a great option. Just load it periodically with an amount to cover purchases. No other advance charges can be made of them because once the pre-loaded mount is used up....that's it. No worries that someone is going nuts with it on line.