- About state benefits
On the state level, programs will vary from region to region; therefore, compensation in one state may be comprehensive...however, in another state, state benefits just won't be enough to help an injured or ill worker to survive after he or she files for worker's compensation benefits. State worker's compensation benefits may also have different stipulations regarding the negotiation process.
- Federal plans
For some workers, dealing with federal authorities who oversee programs and negotiations may be preferable to undergoing state negotiations in an attempt to get benefits. Not everyone who applies for benefits is accepted, so problems do occur, and people are sometimes turned away. Having two levels of plans ensures that people who are unhappy with the decision-making and negotiation process have somewhere to turn.
- Research policies
Visiting official state and federal websites is the best way to learn more about federal and state worker's compensation plans and procedures. Since state rules will vary, people should collect facts on their state's policies regarding worker's compensation, and then compare these policies to those available to citizens of America on a national, federal level. Workers who have been injured, or who have fallen ill due to workplace conditions should also consider legal advice as they begin to contemplate their journey through state and/or federal agencies who approve or deny worker's compensation benefits to Americans. Government websites will provide links to applicable programs.