How Long Does It Take To Show Up On Your Credit Report?


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Eric Profile
Eric answered
Normally reporting of payoffs to the 3 major credit reporting houses takes 30 - 90 days depending on the lending institution or credit card firm.
Deanna Hupp Profile
Deanna Hupp answered

Normal information, such as a paid or unpaid notation, usually hits a credit report within 30 days of the close of the billing cycle for that account. According to Experience, creditors usually report credit information to the bureau once a month. If a payment is recorded close to the time the creditor reports, then that payment shows up quickly. If a payment is recorded directly after the creditor reports, that payment shows up nearly a month later.

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