They will be help those peoples that's need a money . Its depends upon that what type of loans you are applying for them .
Why Do Banks Give Loans?
Banks loan out money not to help the person that needs the money but because they want to hurt the person they lend the money to in other words banks build interest off of the money they loan you and besides the fact say I borrow $1000.00 from the bank well they make me pay back $1760.00 because they make a $760.00 profit and thats strait profit because the $1000.00 was someones money that has an savings account with the bank so the bank lends out your money to make money off of you.