What Are Repossession Laws For Texas?

You may read the repossession laws of Texas by using your search engine...search for "Texas statutes"....you will get a list of the current laws by subject. Using "control f" to search internally for the word "repossession" or "repossess" you will have a list of the Texas statutes in which the word appears. Most likely the statutes that you will need to read are in the business and commerce code. Some of the creditor's rights to repossess may be set out in your contract with the creditor, so you need to look at that first to make sure that the creditor is complying with the contract. If the reason for repossession is late payments and the creditor has previously accepted similar late payments, the creditor may have established a pattern of practice. Basically, the repossessing creditor or its agents cannot "breach the peace." You need to contact Legal Aid and see if an attorney there will help you. You may have to pay a minimal amount. Good luck!