How Long Does It Take For Us Savings Bonds To Mature?


3 Answers

Anonymous Profile
Anonymous answered
Is there a penalty for not cashing in matured savings bonds.
Aisha Profile
Aisha answered
The original maturity is the maximum amount of time it takes for Savings bonds to reach the face value. It ranges from 8 years to 17 years depending on the face value and interest. See the link below for more details:
Matthew Profile
Matthew answered
Depending on when your bond was issued, a US Savings Bond can mature in 30 or 40 years. There's so many different factors that can determine the proper time to cash in a savings bond that I wouldn't have enough room here to describe them all.

The easiest way to find out what the cash value of your bonds is and if they are still earning interest is to go to and use the Savings Bond Guru free trial. There they have a service you can login to for free and value your bonds.

It provides expert advice on when the best time to cash in is so you don't lost interest. Did you know there's over $15 BILLION in savings bonds that have STOPPED earning interest and need to be cashed in? Yup, that's a whole lot of free loans the government is getting every month, and its growing by the $100 Millions.

check it out!

Answer Question