How Do I Get A Loan?


8 Answers

west smith Profile
west smith answered
We can help you with the said loan. Please, get back to us asap
Anonymous Profile
Anonymous answered
A government approved and certified lending company.This company do offer loan ranging from personal to industrial loans to interested persons or companies who are seeking financial aid at a negotiable interest rates sometimes as low as 3%.Why should you die in silence when you have an opportunity to clear your dept,start or boost your business with a loan from our company.

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Stuti Ahuja Profile
Stuti Ahuja answered
With the banks in competition, it is very easy to get loans these days. Moreover, you can get the best interest rates on long term home loans or short term personal loans. To get a loan from a bank, you need to ascertain thing like: which bank do you want to take a loan from? How many months/years will you take to repay the loan? Do you have anything to show as security if the bank agrees to give you the loan? It is important that you keep all these things in mind.

The newspapers, television and magazine ads are full of banks which provide long and short term loans at different interest rates and repayment periods.All you need to do is, approach one of these banks and talk to an executive about interest rates and how long can take to repay the loan. Most banks require you to show some security like anything under your name that the bank can keep until you repay the loan. As soon as a paper work is done, you will most likely get the loan.
Muddassar Memon Profile
Muddassar Memon answered
Getting a loan is not a very difficult task if you have good credit rating and even if you have not so good credit rating, you can get the loan if you are able to convince the banker that you will repay the loan on time.
The process that you need to follow is to contact your nearest bank and meet the person who is dealing with the loans. The loans can be availed for different needs and it can be for personal needs and also for housing needs. The rate of interest also varies from the type of loan you are taking. For housing loan the rate of interest is usually less than that of the personal loan and sometimes it varies with period also. I can give you the address of a website by visiting that you can compare the rates of interest that are prevailing in different institutions and then can choose according to your convenience. The address is following:
Evan Stanley Profile
Evan Stanley answered
Go to a loan office or bank and ask for an some x amount of loan. They will check your credit score and then if it is good they will allow you to pay a "down payment" to ensure you will pay it back. Then they give you a date that you have to have the loan paid off by(most do this but not all)
mahendra kumar Profile
mahendra kumar answered
Many options are available to you to get a loan. In addition to the High Street banker there are a number of finance companies and building societies that offer competitive rates.

Before you approach a finance company, decide on a few important things.

In general, the more you borrow the lesser is the rate of interest charged. For e.g. if you want a loan of 1,000, the interest rate could be as high as 20% but for a larger sum of a personal loan of, say 20,000 for 5 years the interest rate could be 6%. Lenders say this is because of high administration cost.

Next, decide whether you will take out payment protection insurance or not, but this will increase the cost of your loan repayment.

Decide whether you want a secured or an unsecured loan. Majority of the people go for unsecured loan, this way they do not have to produce some asset as security.

Lenders will make sure you have a good credit record once you have applied for a loan. A loan application form may be rejected if some information is not being disclosed by your credit rating agency or information provided in your application suggests that you will not be able to repay.
Ritika Jain Profile
Ritika Jain , Finance Expert from Credit Nation, answered

Hi, applying for loan is very easy, though there are two ways for it.

1. You can directly apply for Loan yourself in your choice of Bank.

2. You can hire companies (like Credit Nation)to.. To do all the paper work and select the bank for you which are offering the best offer, best suitable for you.

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