I visited a business today, who didn't take cash as a means of payment.....Is this the rule outside of my little hillbilly home?

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10 Answers

Ancient Hippy Profile
Ancient Hippy answered

I haven't run into that situation, yet.

Veronica Dultry Profile
Veronica Dultry answered

I have not had that happen. I have had the opposite problem a lot. I don't carry cash, yet quite a few places are cash only.

otis campbell Profile
otis campbell answered

Cash is still king here in tx so their may be a day of no cash . Wont be in my lifetime

Barb Cala Profile
Barb Cala answered

I have never seen a place that doesn't take cash in person.  I know you can't and shouldn't send cash via the mail to most places.  I have seen places that won't make change for small purchases with large bills.  I see places who still don't accept debit cards .. Or who can only run debit cards as a credit card.  But as far as what I've seen .. All businesses accept cash in person.

Call me Z Profile
Call me Z answered

It's becoming more common, Angela, as more people recognize the convenience and control of the card, instead of carrying cash. Its more convenient for merchants too, there's no need to make change, or count pennies. Think about years past, when you could see people writing out personal checks at the register, who does THAT anymore? Lots of businesses don't accept personal checks today.

8 People thanked the writer.
Lard Ass
Lard Ass commented
I completely agree, I understand the premise behind it, I guess I was just surprised!
DDX Project
DDX Project commented
Sometimes I forget how to write a check when I actually need to >_
Jann Nikka
Jann Nikka commented
💵 is different from a check.
DDX Project Profile
DDX Project answered

Yes, there are a lot of places like Nordstrom where an employee can ring your items anywhere in the store with their iPhones and email you your receipt. It's clean, efficient, and saves a lot of time.

And then there are restaurants where you just make your order and pay through your phone or computer before picking it up.

Cash is such a hassle. Plus it gross.

5 People thanked the writer.
Call me Z
Call me Z commented
True. People forget how cash being passed from who-knows-where to your hand can be a source of filth and contamination. Ever picked up a quarter in the street? Did you wash it off?
PJ Stein Profile
PJ Stein answered

I have only been to one business that didn't take cash. They weren't in the best neighborhood and by not taking cash it lowered their chances of robbed. It was a moving truck rental place, so most of the transactions were in the hundreds of dollars.

Walt O'Reagun Profile
Walt O'Reagun answered

Legally ... In America, anyway ... I believe you can't refuse to take cash as payment.  The law says it is legal tender for all debts, public and private.

Tom  Jackson Profile
Tom Jackson answered

Legal Tender Status

I thought that United States currency was legal tender for all debts. Some businesses or governmental agencies say that they will only accept checks, money orders or credit cards as payment, and others will only accept currency notes in denominations of $20 or smaller. Isn't this illegal?

The pertinent portion of law that applies to your question is the Coinage Act of 1965, specifically Section 31 U.S.C. 5103, entitled "Legal tender," which states: "United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues."

This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.

https://www.treasury.gov/resource-center/faqs/Currency/Pages/legal-tender.aspx

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