I need an emergency loan of only $1,500 for 12 months. I have bad credit and cannot get a loan anywhere except a PayDay loan which does not help. I need to repair my vehicle immediately, cannot drive it?

Honest, nice guy in an emergency situation. I need a loan of $1,500 for 12mths. My vehicle needs repaired to drive. Steady income, electronic deposit into Bank acct. Bad credit need a sure loan, sick of wasting time with scammers, Payday loans.