I am newly retired and planned for it years ago...so while I am not 'rich' I am relatively frugal - but not in everything!!...I eat out with friends once a week...so don't consider that an extravagance..
* I use my local library for internet access
* I use coupons whenever possible when grocery shopping
* Subscribe to many magazines(another weakness!!) but only at discount prices; have never paid full price for a magazine subscription in over 20 years!! (by the way, the co. I use is Delta Publishing....the lowest prices ever!!!)
* Love DVDs and CDs and books, and have only paid full price for about 5 to 10% of them; I get deals thru book/cd/dvd clubs, discount dealers you can find online, etc.
* Don't drive as much as I used to, but then who does??
* and I REFUSE to give up my cable and premium movie channels!!
* I REFUSE to give up shopping on the internet from time to time,also!!
* I watch what I eat....every other day I cut out sweets, etc., then the next day I allow myself a small amount of the junk food...by the way, this can help you lose weight...you don't feel deprived, as, 'you can do anything for just one day"...try it!!
Guess I've rambled on a little too long! So that's it!!
Yes have certainly cut back. No rides just for fun in the hot rod as it gets 8 miles per gallon of premium. Reduced the eating out. Watch the food budget. Come to think of it have cut back on just about everything I used to do!
Here are a few tips from my personal experience:
-drive slower when possible and pre-plan easiest routes to save gas
-don't eat out as much
-clip coupons for food and buy only the food you need in the house
-shop online or at cheap stores
-sell things on eBay
Yes because you will spend all your money