If you are considering filing bankruptcy, I suggest you read about your options first and make a more educated decision. You will heard a lot of different things from a lot of different people

Of course you can file for bankruptcy even you have no job but still you need to pay for you  bankruptcy costs. Try to ask some financial adviser or some insolvency expert about this!
 

I suggest you find professional legal advice. My friend was disabled and he was unaware of being unable to file for bankruptcy.

This is really a hard part.  My friend was disabled and that prospect scares him.

  Bankruptcy is   really a last resort, and only you know whether you need to go this route

  Filling for bankruptcy is an important decision, so applicant should be very cautious and   should have proper mind to do the same. First of all you must provide all the   information and details related to your bankruptcy to the attorney.

It is possible for your wife to file without you, however, you
need to get a notice once she has filed.

Don't get legal advice, it's a waste of money! There are plenty of free legal advice services out there: you just need to use that powerful tool called "the internet" to find the one closest to your location.

Seeking out free advice is a really good idea, whether you have the funds for paid legal advice … Read more