Do you have bad or goood credit? 💳💸. annualcreditreport.com will give you a free free free free credit report and 

creditkarma.com will give you to credit reports free free free free free free I use them both. 

I haven't checked mine in many years. I've been paying cash for everything for about 15-20 years now.

Good credit. I had bad credit in my mid-20s when I was put in a situation that I would not have chosen. I worked very hard to fix and have kept it that way.