Most of the eligibility limitations in Medicare seem to be reasonable. The person must be over 65 and have had the status of legal resident and have resided in the United for at least five years. The participant must have paid taxes or has had a spouse who has paid taxes at least 10 years. This is reasonable because the participants are receiving tax money. They should have at least paid into it in order to do so. Disabled individuals under 65 are eligible for a similar program.
This is a good thing because most disabled people can't afford private medical insurance. People who are living in poverty may be eligible to receive benefits from both Medicare and Medicaid. This is a good feature because most people who live in poverty would not be able to afford Medicare costs. Medicare is also available to people with certain terminal illnesses. This includes kidney failure and ALS.
There are some limitations within Medicare that seem unfair. There are certain medications that patients desperately need that aren't covered. People who are disabled are required to wait at least 2 years after they are classified as being disabled before they are eligible for Medicare. This is unfortunate for recently disabled people who don't have any other means to acquire affordable health insurance. Medicare does not cover many severe illnesses.
People who get cancer, HIV/AIDS, have a stroke, or heart attack often cannot work. They need health insurance badly. There are many people who suddenly are diagnosed with cancer. They cannot work because the treatments such as chemotherapy drain them. Most people lose their health insurance whenever they lose their job. If they don't have the proper disability insurance, they might not have any method for acquiring health insurance. Almost all private plans exclude cancer patients. This is one of the biggest problems with Medicare's limitations.
This is a good thing because most disabled people can't afford private medical insurance. People who are living in poverty may be eligible to receive benefits from both Medicare and Medicaid. This is a good feature because most people who live in poverty would not be able to afford Medicare costs. Medicare is also available to people with certain terminal illnesses. This includes kidney failure and ALS.
There are some limitations within Medicare that seem unfair. There are certain medications that patients desperately need that aren't covered. People who are disabled are required to wait at least 2 years after they are classified as being disabled before they are eligible for Medicare. This is unfortunate for recently disabled people who don't have any other means to acquire affordable health insurance. Medicare does not cover many severe illnesses.
People who get cancer, HIV/AIDS, have a stroke, or heart attack often cannot work. They need health insurance badly. There are many people who suddenly are diagnosed with cancer. They cannot work because the treatments such as chemotherapy drain them. Most people lose their health insurance whenever they lose their job. If they don't have the proper disability insurance, they might not have any method for acquiring health insurance. Almost all private plans exclude cancer patients. This is one of the biggest problems with Medicare's limitations.
